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 Other than conventional type of hazards, Computers and other
electronic items are prone to various types of accidental
damage. The Electronic Equipment insurance policy provides
All Risk cover for this type of equipment. Both hardware and
software can be considered for cover.
Electronic Equipment such as Computers, Laptop, Digital
Cameras, Video Cameras … etc are very valuable and sensitive
items. They are exposed to damages in various ways in
addition to other consequential losses following such
damages.
Our Electronic Equipment Insurance policy covers, whether
the insured item are at work or at rest, being dismantled
for cleaning, in course of sub-sequent re-erection. This
insurance policy has a number of cover sections. These
sections can be covered in whole or section one alone. The
covers are as follows:
Section 1 - Material Damage
Scope of cover: I f the insured item or any part suffer any
unforeseen and sudden physical loss or damage from any cause
not specifically excluded, Oman Insurance Company will
indemnify the insured of such loss by payment in cash,
replacement or repair, up to the sum insured agreed.
Section 2 - External Data Media
Scope of Cover: If the external data media inclusive of the
information stored thereon, which can be directly processed
in EDP systems, suffer any material damage identifiable
under section 1, the company will indemnify the insured not
exceeding the sum insured.
Section 3 - Increased Cost of working
Scope of cover: If material damage identifiable under
section 1 gives rise to a total or partial interruption of
operation of the EDP equipment, the Oman Insurance Company
will indemnify the insured for any additional expenditure
incurred for the use of substitute EDP equipment, not
covered under this policy, up to an amount not exceeding the
sum insured.
The rate chargeable is always applied on basis on the Total
Sum Insured and Limits requested under the other two
sections of cover. There are Deductibles and Conditions
relevant to this policy.
Here you will be able to seek information and request
quotation on line. |
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