Individual Personal Accident covers loss resulting directly and independently of all other causes from bodily injuries caused by accident on or off duty and anywhere in the world.
This insurance covers against A) Accidental Death 100% sum insured B) Permanent Total Disablement up to 100% sum insured D) Permanent Partial Disablement Percentage as per continental scale E) Temporary Total Disablement up to 75% of actual maximum period weekly salary of 52 weeks F) Medical Expenses up to Dhs.5,000/- per person per injury. The limits are standard but can be tailor-made to suit individual requirements.
The rate chargeable is always applied on "Per Mille" basis (for every thousand units) on the Total Sum Insured (Limit of Indemnity) and is very dependent to the Age, nature of work and Profession salaries and the benefits required by the individuals to be insured. There are Conditions which can be referred to in the policy.
Here you will be able to seek information and request
quotation on line.
