As per the UAE Federal Labour Laws, Chapter 8, the workmen’s compensation insurance has been compulsory for all category of commercial organizations particularly the Industrial Units, Factories and Construction Companies to insure their employees under this type of insurance s per the Federal Labour Laws, the employers are bound to pay compensation to their employees following accidents, death whilst they are at work.
 

Chapter 8 of the UAE Labour Federal Laws has laid down the compensation payable following the insured accident in other words the laws giving protection to the employees in case of death, bodily injuries they suffer whilst engaged in their allotted jobs. Accordingly the compensation for the work accident is being shifted from the owners to the insurance companies by virtue of the insurance coverage they obtain to protect their liability towards employees.

Basically the cover is restricted to cover over the employees whilst they are at work only ( 08 hours ). However this cover may be extended to include Personal Accident Benefits to employees after the working hours (24 hours basis)

As per Federal Labour Laws (Chapter 8) the employers are required to pay the following (briefly) an insured accident