 In this fast moving and stressful world accidents are very
common incidents. These accidents cause death or
disabilities that renders active person to be bed ridden.
The Personal Accident Insurance is what provides the cover
for the unfortunate ones. This insurance is available for
both individuals and groups. The cover under this insurance
is for personal accidental resulting in bodily injury &/or
death.
The insurance carries a number of Coverage amongst which are
the:-
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Accidental Death |
|
Permanent Total Disability |
|
Permanent Partial Disability |
|
Temporary Total Disability |
|
Medical Expenses |
|
In - Hospital Benefits |
Individual Personal Accident covers loss resulting directly
and independently of all other causes from bodily injuries
caused by accident on or off duty and anywhere in the world.
This insurance covers against A) Accidental Death 100% sum
insured B) Permanent Total Disablement up to 100% sum
insured D) Permanent Partial Disablement Percentage as per
continental scale E) Temporary Total Disablement up to 75%
of actual maximum period weekly salary of 52 weeks F)
Medical Expenses up to Dhs.5,000/- per person per injury.
The limits are standard but can be tailor-made to suit
individual requirements.
The rate chargeable is always applied on "Per Mille" basis
(for every thousand units) on the Total Sum Insured (Limit
of Indemnity) and is very dependent to the Age, nature of
work and Profession salaries and the benefits required by
the individuals to be insured. There are Conditions which
can be referred to in the policy.
Here you will be able to seek information and request
quotation on line.
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